Get to Know About
Loans from $10K to $60K
Loan terms from 12 to 60 months
Fund up to 100% of the purchase price
Company Introductions
A few words about us
Sometimes known as an 'operating lease', rental is best explained as "Paying for the use of equipment owned by someone else". In this case, the financier, Finis, is the owner.
As the equipment is not yours, it is not carried as an asset or a liability. It is "Off Balance Sheet Funding". Let's assume the equipment is for 100% business use, then your instalments are 100% tax deductible as an operating expense. Why would you rent? It's best for assets which depreciate rapidly and generally need replacing or upgrading at the end of the term. Computers, Telephone Systems and most Office Equipment are well suited to Rental.
In the end, your payments are 100% tax deductible and you avoid being left with an obsolete piece of equipment. You can simply upgrade, purchase, continue renting at discounted instalments or hand the asset back.
- 100% Purchase Costs.
- No Deposit.
- Payments are fully Tax Deductible.
- Buy Back available at the end of the Term.
- We ALSO allow 15% of our rental to include soft costs (such as installation & transport costs).
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Let’s get started.
- Self Employed Business Owners
- Provide an active ABN
- Proof of 2years+ in business
What We’re Offering
Items We Can Finance!
Having the right equipment ensures your business operates at the highest level of productivity. By using rental to acquire equipment in most cases, it allows you to achieve an immediate return on investment. For example, the new equipment can generate income and create savings that will offset the low monthly payments. That’s where equipment rental can help.
Equipment that we can fund include but is not limited to.
- IT Equipment & Software
- Printing Equipment
- Office Equipment
- Security Equipment
- Cleaning Equipment
- Catering Equipment
- Automotive Equipment
- Plant & Equipment
- Plus Much More
Trusted Company
Finis acknowledged a lack of funding availability in the small to medium sized ticket rental & hire purchase market. We are proud to fill this niche.
Due to our experience in this sector and our understanding of your needs, we can move quickly to make this a simple and easy process for you. The benefit to you from this is that we can pass onto you the most favourable rates that are available in the market place at any time.
ASSET AND EQUIPMENT FINANCE
Frequently Asked Questions
We offer asset finance solutions for the purchase of business-related equipment and/or assets essential to the operation of your business.
Some examples include (but not limited to):
- Restaurant equipment
- Refrigerated cabinets
- Communications systems
- Computers and software
- Landscaping
- Dental equipment including chairs
- Medical equipment
- Printing equipment
- Surveying equipment
- Point of Sale equipment (PoS)
- Forklifts
Buy Back Finance (leaseback) available subject to acceptable assets and qualified borrowers.
Finis will consider balloon payments on a case-by-case basis for asset finance agreements.
A balloon payment is a lump sum repayment at the end of the loan agreement after all regular repayments have been met.
Self-employed business owners and active ABN holders with proof of 2+ years in business.
